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Shop in old manali

10 awesome how to handle money while travelling solo in India 

Travelling solo and handling the money aspect is what gets a lot people to ditch the plan and opt for a shared responsibility holiday by travelling with family and friends.  But if you have decided that traveling solo is what’s next for you. Then the points listed below will go a long way in helping you get the finance part of your holiday to the point.  

Budget before hand 

Tawang omni taxi

Life as an adult is about budgeting and travel is the same. If you have all the research done and the budget in place, you will end up saving anywhere between 30-50% on your entire trip. 

Make advance payments 

Sissu in March 2023

Paying for things in advance like your flight tickets, bus train and even pre-booking your home stay, guest house or resort will go a long way in reducing the amount you have to pay on the day of travel. 

Keep it online only 

Yolo Cafe Manali

Everything in India is digital post Covid-19. So you will always find more than 10 options who are accepting online payments. It’s always more secure to pay online and having everything on email. 

Don’t over think when you have cash 

Lady counting money in Shillong

If cash is the way you travel, then don’t over think about the money. Remember no one other than you has any idea that you have money in the bag or fanny pack. Just be normal and you won’t attract unwanted attention.  

Divide cash in three parts 

Khardungla Top Ladakh

Keep your cash in three parts – one for stay, one for travel and the last for food and drinks. This way, while doing your daily budget for the day, you will be able to easily keep a tab on your funds.  

Carry money in a backpack 

Parvati Valley bus stop waiting

Even though fanny packs are used by all to keep money, keeping money in a small 10L day pack which has all your essentials for the day is the best way to go around backpacking in India. Fanny pouch is a good option, but you will always have to roam around with a fanny pouch and a backpack.  

Keep max 2000 in wallet 

Yolo Manali cafe vibe

When it comes to how much cash you need in your wallet? The answer is not more than ₹2000. Unless you have to spend for something like a vehicle rental, nothing in India while backpacking is going to cost you anywhere close to ₹500-1000 when your travelling solo. Just keeping ₹2000 should help you travel for two to three days on an average. 

Trust your gut 

Kheerganga hiking

The success of your solo trip can be defined by how many decisions you took with your gut. None more important than when it comes to the money you spend on your trip. So when you have to decide, go with your gut feeling. Don’t sit and call a friend or family member to help you take decisions. 

Check MRP before buying 

Sissu food truck menu

When you travel to a tourist destination, there is always a chance you might be charged more than what the MRP of the product. So when you are buying anything from a chai stall (tea shop) to even buying the local bus ticket, cross check the amount before you pay.  

Always withdraw cash from home 

Double decker root bridge

It’s best to carry cash from home for your trip, by budgeting a bit extra, so you don’t have to use an ATM while travelling. Not that there is anything wrong with using an ATM while travelling, it’s just that you can avoid standing in line and wasting time on holiday running around to get money.  

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